Sberbank today is 14 territorial banks and over 16 thousand branches throughout the country in all 83 constituent entities of the Russian Federation located across 11 time zones. Sberbank today is a powerful modern bank which is rapidly becoming one of the major global financial institutions. Over recent years, Sberbank has significantly expanded its international presence. In addition to CIS countries (Kazakhstan, Ukraine and Belarus), Sberbank is present in nine countries of Central and Eastern Europe (Sberbank Europe AG, former VBI) and in Turkey (DenizBank). In July 2014, Sberbank took the first place among the banks of Central and Eastern Europe, as well as the 33rd place in the Top 1000 World Banks published by The Banker.

RSB holds leading positions in acquiring market, ranking 1st by merchants, 3rd by turnover which represents a new milestone in business growth. Bank is rated among TOP 10 Russian deposit market players. RSB was the first bank, which launched the mPOS project in Russia on the technology of the Russian developer with magstripe cards. In 2014 the bank decided to replace the outdated technology with the solution, provided by CCT Company in order to provide Chip&Pin cards acceptance. The Bank plans to extend several thousand devices per a year.

Kcell is one of the three licensed GSM mobile network operators in Kazakhstan. The company was established in 1998 and since February 1999 it began rendering services of cellular communication under the trade mark Kcell. Activ brand was launched in September the same year. On December 31th, 2013 subscriber base totaled 14.3 million people. Company provides mobile communication in all settlements with population of 1000 people.

CJSC Bank «Reserve finance and investments» has been operating since 2000. The Bank aims to attract new clients and increase its financial results by ensuring the whole range of banking services and adding new products and solution. The Bank is going to make banking service a mandatory part of everyday life, it is going to transform it into status of some development source, stability and independence charge, personal and family financial prosperity basis and the powerful career tool.

Bank Saint Petersburg PJSC was founded in 1990. The Bank operates in St. Petersburg, Leningrad Region, Moscow and Kaliningrad. According to the results of the annual financial statements the Bank has demonstrated stable and consistent results in all major financial services markets over the past decade. Its priorities include arranging credit, payments, and cash management, servicing both legal entities and individuals operating in the foreign exchange market and interbank loans market and securities. Its in-house processing center allows the Bank to provide the highest level of support and service for credit card holders.

ROSGOSSTRAKH BANK (PJSC “RGS Bank”) is a universal commercial bank founded in 1994 (license No. 3073 dated 16.04.2015). It is in the top 60 largest banks in Russia in terms of net assets and capital and provides all types of banking services to both individuals with incomes of various levels and corporate clients. Bank’s customers are more than 2 million individuals and over 22 thousand enterprises. ROSGOSSTRAKH BANK has the second largest network of bank branches in the country. The bank offers products and services to clients in more than 1,700 points of sale in 75 regions of Russia. The Bank’s ATM network includes more than 400 cash machines across Russia.

MTS is the leading telecommunications group in Russia and the CIS. The consolidated subscriber base of the company, without a subscriber base of MTS Belarus, is about 100 million subscribers. MTS and its subsidiary companies render services in the GSM standard in all regions of Russia and also in Armenia, Belarus, Ukraine, Uzbekistan and Turkmenistan.

Bank of Moscow is one of Russia’s largest universal banks, providing financial services to corporate entities and individuals. The Bank provides services to over 120,000 corporate and 9 million individual clients. It has a presence in practically all the country’s economically important regions, and has 273 independent units, including additional offices and processing outlets. As set out in its development strategy, Bank of Moscow prioritizes innovation, and offering high-tech products and services.

CREDIT BANK OF MOSCOW was founded in 1992 and is now a medium-sized universal privately owned bank operating in Moscow and Moscow region. CBM is now rated 14th among Russian banks by assets according to Interfax-100. It reaches its clients through 61 additional offices, 27 cash offices, 715 ATMs and 5450 payment terminals in Moscow and Moscow Region. CREDIT BANK OF MOSCOW is remarkable for its strong business diversification, efficient risk management system, long-term partnerships and efficient delivery of service packages.

JSC Bank of Georgia is the leading Georgian bank with a market share of 33.4% (based on total assets), 32.0% (based on total loans) and 33.0% (based on client deposits). The Bank offers a broad range of retail banking, corporate banking and investment management services. As of 31 December 2015, Bank of Georgia serviced approximately 2.0 million client accounts through one of the largest distribution networks in Georgia, with 266 branches, the country’s largest ATM network, comprising 746 ATMs, 2,589 Express pay (self-service) terminals and a full-service remote banking platform and modern call center.

Closed Joint Stock Company “Surgutneftegasbank” is one of the biggest regional banks of Russia.

The history of the Bank started on May 15th 1965, when the Tyumen branch of the USSR -Stroibank- opened a division in Surgut. In 1988, the Surgut division became a branch Bank of the USSR -Promstroibank. On October 25th 1990, the branch bank was reformed again into Surgut’s commercial bank and was named «Surgutneftegasbank». Further reforms on August 2nd 1999, created the Close Joint Stock Company «Surgutneftegasbank». For the last five years the Bank has presented its annual report according to Russian and International Standards.

Best2Pay is a processing center, aggregating on-line payments for the following areas: Internet commerce (e-shops) Service Start-Ups Apps for mobile phones and smartphones.Best2Pay is an international company which has been created and is run by banking and e-commerce experts & professionals.

Teledok is a service company, which maintains CJS «Solid Bank» and LLC «Solid-ASK». The company established a credit platform «Teledok», which is used for the electronic registration of bank guarantees, required for the members of government order. Innovative services of «Teledok» allow customers to remotely interact with the specialists of the Bank and, if necessary, to make corrections in the documents. Such a form of functioning expedites the procedure for obtaining a bank guarantee, making it as convenient as possible for customers and most importantly, predictable by time limits.

TATFONDBANK is a universal bank with state participation rendering all kinds of banking services to individual and corporate customers. The Bank was established in 1994.

Tatfondbank is among 50 largest banks of Russia in assets. At 1 May 2014, its assets totaled RUB 133 billion and its equity – RUB 15.3 billion. Tatfondbank is a principal member of VISA and MasterCard international payment systems. The fee-free cash withdrawal network includes over 1 200 ATMs.


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