SoftPOS Tap to Phone Payments

Smart Soft POS solutions — PayMob

Smartphones can act as a contactless POS terminal for merchants, without the need for additional hardware. The Paymob mobile App turns smartphones into payment terminals.

Whether consumers use a contactless card, smartphone, or wearable device, “Tap to Phone” Soft POS provides merchants the flexibility of mobile contactless payment acceptance.

Accept payments as easy as 1-2-3


Merchant asks to make a contactless with a: Contactless credit, debit, or prepaid chip card with the Contactless Indicator icon. Smartphone orwearable device with NFC mobile payment capability enabled


Tap the card, smartphone or wearable device to the NFC reader’s field of the SoftPOS device


When payment is authorised, sounds and haptic are played

Examples of Common Contacless Payment Points

As the use of contactless and alternative transaction methods is growing, in the future it will be possible for certain groups of merchants to refuse completely from the terminals of individual mobile devices and assign functions to read contactless cards to mobile devices. Currently suitable for Visa and Mastercard across the UK and Europe. 

How does transaction flow work?

Interoperable Acceptance via Terminals- Mobile phone will send he transaction to acquirer's back-end which in turn route the transaction to the network based on the card.

Paymob Mobile App

Demo video by Paymob

Frequently Asked Questions

Tap to Phone is quick, simple and secure. It’s an ideal payment method for customers when they need to pay and go. As a merchant, you can transform any enabled mobile device into a payment terminal.

Plastic Card: Look for the contactless indicator on the card – it’s usually on the front but on the back. If you do not see the waves, the card won’t be able to tap.

Device: If the customer has a mobile wallet can Tap & Go®, if they have before activated their card into their mobile wallet. Only the customer will know if they’ve done this.

Tap on Phone payments use the same security technology offered as EMV chip cards that deployed throughout the world.

Once the payment card/device read, a beep should heard. Solutions Checkout Sound and Animation will play a unique set of notes used to signal the approval of a payment transaction.

Make sure your device has a data connection available/active, check that the mobile device cover removed and retry tapping.

The customer should take out their NFC card or enabled device, identify the NFC antenna and hold it in proximity until the payment has accepted. If available, a sticker can help say where the NFC antenna located.